All You Need to Know about Future Generali Life Insurance

Established in 2007, Future Generali Life Insurance is a joint venture between the Future Group, Generali Group and Industrial Investment Trust Limited (IITL). Future Generali Life Insurance offers a complete range of solutions for the financial security of customers and enterprises including savings, family protection, Unit Linked Policies and Group Insurance schemes.

Future Generali India Life Insurance Company Limited offers a variety of Life insurance policies under different categories. Following are the different categories and the plans available under them

.   Customers can check their Future Generali Life Insurance policy Status through these simple steps;

  • Visit the official website of Future Generali India Life Insurance,
  • Log in or follow the steps on the screen to create an account if you are a new user.
  • Once signed in, view the status of the policy, relevant to you by selecting the same from the drop down list of options.

Customer care is in integral part of every organization that deals closely with people. Future Generali Life Insruance, one of India’s popular insurance provider, fully understands that and has established a dedicated system of providing customer support to all their policyholders. In addition to providing a bouquet of life insurance policies, Future Generali Life offers stellar customer support service via their toll free helpline number, 1800-102-2355.

Future Generali Policyholders need not worry about missing a premium payment or having to go through the hassle of depositing a cheque to pay their premiums anymore, as they can make premium payments online by simply log in to their account and make their premium payments any time before the due date from wherever they are. With the payments being online, the payment is instant, which would reduce the processing time in case of last-minute payments.

The process to pay premiums online is given below:

  • Go to the Future Generali Life Insurance website,
  • Click on the ‘Pay Your Premium’ tab towards the right of the screen.
  • Choose from the options provided by clicking on the ‘Quick Pay’ option.
  • Enter the policy number.
  • The premium amount due will be displayed onscreen.
  • After verifying the amount, choose a payment method from the ones listed- net banking, credit card or debit card.
  • Authorise the payment  
  • Save a copy of the acknowledgement for future reference

The Future Generali Life Insurance Policy Holders can check the amount they would have to pay towards premium payments for a particular policy through the Future Generali Premium Online premium calculator. The premium calculator, available on the company’s website,, will compute the premium amount for any of the company’s existing plans based on certain information the individual provides such as age, gender, policy tenure, occupation, cover type etc.

This makes choosing a policy easier as individuals need not visit a branch and speak to an agent to ascertain the total premium amount they would have to pay over the policy term. Since life insurance policies are generally high premium ones, the amount would be a significant sum, and individuals will be able to budget and choose the policy accordingly.

The premium calculator can be found in the ‘Calculators’ tab on the Future Generali home page..

They will have to choose a policy from the drop down menu and input details like their age, gender, occupation, marital status, policy tenure etc. after which the premium amount will be displayed onscreen.


To be eligible for a Futrure Generali Life Insurance Policy, the applicant should be,

  • Minimum 18 years of age
  • Maximum 56 years of age
  • Must be either a salaried or a self-employed professional
  • Or have his own business.

The applicant should support his Future Generali Life Insurance application with the following supportive documentations.

  • Identity Proof
  • Age Proof
  • Income Proof
  • Address Proof
  • Pan Number

Why Choose Future Generali Life Insurance

The Future Generali Group is one of the most significant player in financial products and global insurance markets. With its variety of policies, the Future Generali Life Insurance covers financial security and retirement options of its customers including savings, family protection as well as group insurance schemes. Future Generali India Life Insurance Company is also an ISO 9001:2008 certified enterprise, making it the obvious choice amongst customers for their Life Insurance Policy requirements

Future Generali Life Insurance Insurance FAQ’s:

  How can I pay my Future Genarali Insurance premiums?

  Premiums for your life insurance policy with this company can be paid using auto debit facilities, cash payments, cheques, net banking and payments via phone.


When does a Future Generali Life Insurance policy lapse?

A. If premiums are not paid on time, the policy can lapse.

What is the process to set up the ECS facility?

A. In order to activate this facility, an ECS Mandate form must be duly filled up, signed, and submitted to Future Generali Life Insurance Co. along with a cancelled cheque.

What is the process of availing a loan against the policy?

A. Once your policy acquires surrender value, a loan can be taken against it. Different policies have different loan clauses, so it’s advisable to thoroughly go through your policy document and check what the case is for your individual policy.

Can the premium paying frequency be changed?

A. The premium paying frequency can be changed at any time by downloading, filling out, and submitting a Payment Frequency Change Form at the nearest branch office.

What is the claim settlement process?

A. To apply for a claim, the first step is to inform the company at 1800-102-235Once you submit the necessary documents, the company will settle the claim within 7 working days.

What is the process to renew a policy?

A. The policy can be renewed by making the payment of the premium via a cheque or online through the company’s website.