Bajaj Allianz Health Insurance

In today’s fast paced and hectic life, almost every single adult in the country is under tremendous amount of stress and pressure. All these stress have a great bearing on one’s health, resulting in the unhealthy living and many diseases. In these circumstances the second best step after taking care of oneself, is opting for a comprehensive health insurance plan. Although it does not protect you from any kind of disease but it does help in warding off any financial crisis that arises during a medical emergency. Besides that, an added advantage of health insurance plan is the benefit of tax savings under Sec 80D of the income tax act 1961, that offers tax rebate on health insurance premium paid of self and parents.

India is a diverse country with people of varied needs, interests and requirements and catering to their every whims and fancy are a plethora of health insurance plans offered by both the government agencies and private companies. Having such a wide number of choices, a person is naturally confused as to choose which health insurance plan, which would cater to his needs. Among the vast choices of private insurance providers, Bajaj Allianz Health Insurance stands tall, owing to its high quality service, commitment towards its policy holders and its attractive plans and premiums.

Bajaj Allianz Health Insurance review

The overall Bajaj Allianz Health Insurance review is pretty positive, garnered with efficient services and high commitment towards the policy holders. Owing to its great products and superior post sales services, Bajaj Allianz Health Insurance enjoys the leading position in the industry. It offers a number of insurance plans designed to cater to the varied needs and requirements of a person. The company offers both online and offline health insurance plans. The varied online health insurance plans offered by Bajaj Allianz Health Insurance are;

  • Bajaj Allianz Health Guard Individual Policy
  • Bajaj Health Guard Family Floater Option
  • Bajaj Allianz Extra Care Health Plan
  • Bajaj Allianz Premium Personal Guard Policy
  • Bajaj Allianz’s Critical Illness Health Insurance Plan
  • Bajaj Allianz’s Silver Health Insurance Plan

The offline health insurance plans offered by Bajaj Allianz Health Insurance are;

  • Bajaj Health Care Supreme plan
  • Bajaj’s Allianz’s Hospital Cash Daily Allowance Plan
  • Bajaj Allianz’s Star Package Health Plan
  • Bajaj Allianz Health Ensure Plan
  • Bajaj Personal Guard Accident Health Insurance
  • Women Specific Critical Illness Insurance

Having more than 5000 network hospitals, Bajaj Allianz Health Insurance ensures that its policy holders get access to the best of medical care and cashless medical treatment in any part of the country. Besides the hospitals, Bajaj Health Care also boasts of tie –ups with 1200+ diagnostic clinics spread across the length and breadth of the country.

Some of the extraordinary features of the various Bajaj Health Insurance plans are as follows;

 

  • Bajaj Allianz Health Insurance boasts of a speedy cashless claim settlement within 1 hour of the claim filed.
  • It also has a dedicated 24*7 hotline for claim settlement ensuring a hassle free and smooth claim settlement procedure.
  • As part of its health insurance plans, Bajaj Allianz Health Insurance offers value added services to its policy holders, under which they can save up to 30% on medicine expenses, OPD expenses, Pathologies, Radiology, Wellness tests and pharmacy at select outlets. Along with that the company also offers other health related offers to its customers.  
  • Bajaj Health Insurance has tie – ups with 5000+ hospitals and 1200+ diagnostic centres all over the country, so you never too far away from quality health care.

 

    • Cashless facility at more than 4000 hospitals across the country.

 

  • Bajaj Allianz Health Insurance plans also offer 60 days pre hospitalization and 90 days post hospitalization coverage.
  • Bajaj Health Insurance also offers free ambulance service, subject to certain limitations as mentioned in the policy document.
  • The company also reimburses any medical expenses as per the policy guidelines
  • Bajaj Allianz Health Insurance also offers free medical check up to its policy holders, post 4 claim years.

 

Bajaj Allianz Health Insurance premium calculator

Bajaj health insurance enables potential customers to easily calculate the payable premium with the help of a premium calculator available on the company’s website itself. All anyone has to do is select the potential health insurance plan and fill in the required details and the payable premium would be displayed.

Bajaj Allianz Health Insurance allows both online and offline payment of premiums by means of cheque or cash deposit at the insurer’s branch, for the traditional clients and ECS and online payment through debit or credit cards or net banking for the time strapped clients.

The eligibility criteria for Bajaj Allianz Health Insurance are variable and every different plan offered has a separate eligibility criteria.

Bajaj Allianz Health Insurance renewal

Bajaj Allianz Health Insurance offers an easy and hassle free health insurance renewal service both online and offline. Although in the offline method you would need to head to the nearest branch, all you need to do for online health insurance renewal is visit the company’s website and log – in with the help of your username and password, then select the policy for renewal and then make the payment. Also do remember to take a printout of the renewal receipt for personal records.

Bajaj Allianz Health Insurance Hospital List

Bajaj Allianz Health Insurance Hospital List is quite expansive with more than 5000 hospitals and 1200+ diagnostic centres having tie ups with it. So you can easily avail of cashless medical treatment facilities across the country.

There are two types of claim settlements offered by Bajaj Allianz Health Insurance namely;

Cashless settlements – This is easily executed, if the policy holders seeks treatment in any of the network hospitals

Reimbursement Claims – reimbursement claims are made when the policy seeks treatment at any other hospital outside of the Bajaj Allianz Health Insurance Hospital List. Here the policy makes the payment and then files for a reimbursement claim under the policy.

Bajaj Allianz Health Insurance with its superior service and quality health insurance products is indeed one of the highly sought after and leading companies in this industry.