India First Life Insurance: All You Need to Know

The India First Life Insurance Company is a joint venture between two of India’s better known Public Sector Banks; Bank of Baroda and Andhra Bank , and UK’s financial and investment company Legal & General. Incorporated in the year 2009 and headquartered in Mumbai, the India First life has seen a phenomenal growth, within just 6 months of its inception.

The India First Life insurance is well aware of the needs and necessities of its customers. Keeping in tune with it, The India First Life has introduced a variety of products specially designed to meet a diverse range of insurance and financial goals. Let’s take a look at that India First life has on offer.

For the convenience of the policyholder, we provide the steps for India First Life Insurance Login. The India First Life Insurance Login is important for the Policy holder to pay the premium amount online and for the Claim Settlement.

  • The Insured must visit the official website of India First Life Insurance
  • India First Life Insurance website is
  • The insured will be directed to the Login page where basic policy details have to be entered.
  • Click on the ‘Login’ option to proceed further.
  • If he/she is a new user, Click on the ‘Register’ option and follow the steps further.

Customers can check their Sahara Life Insurance policy Status through these simple steps;

  • Visit the official India First Life Insurance web-link,
  • Enter the basic policy details as requested like policy number and date of birth
  • Click on the option ‘Submit’ to know your India First Life policy status.

The India First Life Insurance always puts customers first. With this focus, the India First Life insurance has established a dedicated system of providing customer support to all their policyholders. India First Life offers stellar customer support service via their toll free helpline number, 1800 209 8700.

The India First Life Policy holders need not worry about missing a premium payment as they can make premium payments online. With the payments being online, the payment is instant, which would reduce the processing time in case of last-minute payments.

To pay the India First Life Insurance payments online, follow these simple steps;

  • Visit the web-link
  • Click on the ‘pay premium ‘ tab to the right side of the page
  • Fill the Policy Number, Client No, Date of Birth and E-mail Id in the necessary fields.
  • Select the mode of your payment and authorise your payment.
  • Save a copy of the acknowledgement for future references.



The India First Life Insurance Policy Holders can check the amount they would have to pay towards premium payments for a particular policy through the India First Life Insurance Online premium calculator. The premium calculator, available on the company’s website, will compute the premium amount for any of the company’s existing plans based on certain information the individual provides such as age, gender, policy number, policy tenure, occupation, cover type etc.

To be eligible for the India First Life Insurance policy, the applicant should be,

  • Minimum 18 years of age
  • Maximum 60 years of age
  • Must be either a salaried or a self-employed professional
  • Having an own business.


The applicant should support his India First Life Insurance application with the following supportive documentations.

  • Identity Proof
  • Age Proof
  • Income Proof
  • Address Proof
  • Pan Number

Why Choose India First Life Insurance

The India First Life Insurance has seen a phenomenal growth within just few months of its inception. The India First Life has a minimum assured sum of Rs. 1Lakh while the maximum sum assured is close to Rs. 50 Crores. The India First Life comes with a policy tenure period of 40 years and flexible benefits making it a good choice for Life Insurance Solutions.

India First Life Insurance FAQ’s:

Q. What is an India First Life Insurance eIA account?

An eIA account stands for e-insurance account (Electronic Insurance Account). An E-insurance with India First Life Insurance works in similar fashion like a Demat account for shares and mutual funds.

Q. What are the advantages of an e-insurance Account with India First Life Insurance?

The eIA account with India First Life Insurance permits easy, safe and paperless transaction as well as acts as a singular service platform for all your insurance policies without any additional cost. Secondly, there is no requirement to go through KYC procedure every time you purchase a policy. The insurance repository gives a unique eIA number assigned to you and all your policies will come under that account.

Q. How Do I cancel my policy with India First Life Insurance?

To cancel your policy, fill in the relevant form and submit it to the nearest India First Life branch office including the surrender charges, based on the policy literature.

Q. Am I entitled for Tax Benefits under this policy?

Section 80C of the Indian Income Tax Act (1961) lets you reap considerable tax benefits on the amount of premium you opt to pay. Your near and dear ones can also redeem these benefits as there is no tax levied on the sum assured in the event of death of the policyholder as per the Section 10(10)D of the same law.

Q. How do I revive a lapsed India First Life Insurance policy?

You can revive an India First Life Insurance policy by making a premium payment. The policy can be revived provided it is received within 6 months of the last unpaid premium.

Q. What is meant by a settlement option?

A settlement option is a facility by which the policyholder can opt to receive the proceeds from the policy maturity in a manner defined at the contract’s inception.

Q. How is surrender value calculated?

Surrender value is calculated based on the number of premiums paid and the duration elapsed since the policy was purchased.